Payments Drop 12%, Monthly Sales Up 9.4% As the Greater Phoenix housing market shifts, both buyers and sellers are navigating a landscape full of opportunity—and urgency. With mortgage rates dipping and the Cromford® Market Index (CMI) climbing, now is the time to understand how these changes could

You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did, in a big way. On Friday, September 5th, the average 30-year fixed mortgage rate fell to the lowest level since October 2024. It was the biggest one-day decline in over a year. What Sparked

Mortgage Interest Deduction Made PermanentHomeowners can continue deducting interest on mortgage debt up to $750,000 (or $375,000 for single filers). This helps reduce your taxable income and, ultimately, the amount you owe each year. Mortgage Insurance Premiums Are BackIf you pay FHA, VA, USDA, or

Should You Buy Now or Wait for Lower Mortgage Rates? Understanding the Tradeoff Mortgage rates remain one of the hottest topics in real estate. After early August’s weaker-than-expected jobs report, the bond market reacted quickly—sending mortgage rates to their lowest point of the year so far at 6

Greater Phoenix Housing Market Update: Why Buyers May Want to Act Fast The Greater Phoenix housing market has been anything but predictable this year. Since April, active supply has dropped sharply, buyer incentives are at record highs, and mortgage rates have taken a small but welcome dip. If you’

Homes Are Still Selling: Why Now Could Be the Right Time to List Yours Think no one’s buying homes right now? Think again. If you’ve been reading headlines suggesting home sales are down compared to last year, you might be wondering, Is it even worth listing my home right now? Here’s the reality: y

Phoenix Market Pulse: July 2025 Cromford Report Summary Welcome to July in Phoenix, where the only thing hotter than the pavement is the housing market’s latest twists and turns. This month’s Cromford Report reveals a market in flux—supply is shrinking, sellers are stepping back, and certain price

After years of low inventory and fierce competition in the housing market, the situation is finally starting to shift. For buyers and sellers alike, that’s welcome news. Inventory is on the rise across the country, offering more choices and a slightly more balanced market, but the pace of change dep

A Tale of Two Housing Markets: What Today’s Shift Means for Buyers and Sellers For a while, it felt like sellers held all the cards. Homes were selling at lightning speed, buyers were facing intense competition, and bidding wars were the norm. But the tides are turning. While some areas still favor

Markets are a Mess, but it’s Business as Usual for Housing In a time when financial markets seem to spin with every headline, the housing market in Greater Phoenix is quietly holding steady. While stocks and bonds twist and turn on global negotiations, real estate is proving to be a steadier ship,

House Hunting Just Got Easier: Why Now Is a Great Time to Start Your Search If you’ve been feeling stuck or frustrated by the slim pickings in the housing market over the past few years, here’s some welcome news: things are starting to shift. Inventory is on the rise, and that means you’ve got more

It’s a Buyer’s Market. Why Aren’t Prices Crashing?by Becky Trujillo | March 14, 2025 The Phoenix real estate market has officially entered a buyer’s market, yet home prices remain stable. While some may expect a price crash, the reality is more complex. Let’s dive into why home values are holding s

Partner Perspectives - Newsletter March 2025 Understanding Current Mortgage Rates and Their Impact on Potential Homebuyers As of 2025, mortgage rates remain a key factor in the homebuying process, influencing affordability and overall purchasing power. With 30-year fixed mortgage rates hovering arou

Headed Back into the Office? You May Decide to Move It’s no secret that remote work has surged over the last few years, giving many people the freedom to live and work from anywhere. But now, as more companies require employees to return to the office, many workers are rethinking where they live—an

There’s no denying affordability is tough right now. But that doesn’t mean you must put your plans to buy a home on hold. If you’re willing to roll up your sleeves (or hire someone who will), buying a house that needs some work could open the door to homeownership. Here’s everything you need to know

Estate planning is often misunderstood as something only the wealthy need. In reality, it’s a crucial step for anyone who owns property, wants to protect their loved ones, and hopes to leave a lasting impact. Without a proper plan, your family could face legal complications, financial burdens, and

What to Expect from the 2025 Housing Market: Key Insights for Buyers and Sellersby Bret Johnson, January 7, 2025The real estate market never stands still, and 2025 is shaping up to bring its own unique challenges and opportunities. Whether you're planning to buy your dream home or sell your current

Unlocking Homeownership: Essential Tips for First-Time and Income-Restricted Buyers Partner Perspectives - Newsletter January 2025 By Adam Friedlander - District Lending Becoming a homeowner is a monumental milestone, but it can feel out of reach for first-time buyers or those with income restricti

VIP Buyer Benefits: How Our System Simplifies Your Home Purchase Journey When it comes to buying a home in the Phoenix Metro area, the process can feel overwhelming. From finding the perfect property to navigating negotiations and paperwork, it’s easy to get lost in the shuffle. That’s where our VI

Top 10 Reasons to Relocate to the Phoenix Metro Area in 2025 Moving to a new city is a major decision, and finding the perfect place to call home requires careful consideration. In 2025, the Phoenix Metro area continues to stand out as one of the top relocation destinations in the United States. Fr